Good Money Habits


I’ve recently started to buckle down and get smart about things like saving and investing. Sometimes we wait too long and think more about our present selves than our future selves, which can leave us in trouble down the road. We care more about an expensive dinner out than putting that money towards our savings and future. Believe me, I’ve been there, and I’m all about living life to the fullest! But it’s also important to be money smart! If you’re feeling lost when it comes to money, today I’m sharing simple personal money hack that will make you wealthy in the future!

Create a Budget

Creating a budget is one of the best things you can do to keep your finances on track. Without a budget, it’s easy to spend on things you don’t really need and maybe can’t even afford. If you look at your bank account and wonder where all your money’s going, it’s time to sit down and create a budget for yourself. Start with your fixed expenses. These would be the items that are the same each month, such as rent/ mortgage, bills, transportation, etc. Then there are your variable expenses.

Pay Off High Interest Debt

High interest debt can really mess with you if you don’t get it under control. Credit card debt usually carries a high interest rate, so once you pay it off, you’re actually saving money since you’re not paying interest anymore. Take a look at your different sources of debt (if you have multiple, that is) and pay off your high interest debt first! 

Pay Yourself First

Whenever you get a pay cheque you should always pay yourself first. And no, that doesn’t mean going to your favorite clothing store to buy a new pair of jeans. Paying yourself first means taking a cut of what you earned and putting it towards investing for your future. Even if you can’t save a lot right now, something is better than nothing. It really doesn’t matter what you can put aside, make sure you’re always paying yourself first.

Stay Within Your Limits

Living below your means sounds easy, but for a lot of people, that’s just not the case. People buy cars and homes they can’t afford, spend money on expensive meals every night when they should be cooking at home, take vacations they pay with on their credit cards, and so much more. Spending more than you earn is going to leave you with no room to breathe in the future or when an emergency hits. If you budget your money properly, this shouldn’t be a problem, but try as much as you can to resist the urge to spend on things you know you can’t afford so you can afford the life you want in the future!

Start Investing

It’s never too early to start investing. I don’t know a ton about it so I’m not going to tell you where to invest your money. Invest in things that you believe in and that will appreciate over time. This could be anything from real estate to stocks to a business venture. Investing is very personal. I’m no expert, but it’s definitely something you should start looking into if you haven’t already.

Always, Rekah.

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Written by KavDaily

Hello there! I'm Kav and I believe in love, sunshine and happiness. I'm inspired to inspire. To help create positive changes in your life, to love more, and to accept that happiness begins with yourself. Life is always better than great and it’s yours, all for you, so show up everyday and make the choice to do what you love most! I believe time shouldn’t be a luxury. Through clear processes, simplified systems and rock-solid support in your business, you can have more time to focus on your zone of genius, family, friends, love and play. I also believe that having a little extra help doesn’t make you any less of a business owner. In fact, that’s where true leadership emerges from. Extra help carves the way to extra time, time that you can spend on scaling your business, widening your impact and to 10x your authority. I am a realistic, relaxed, cheerful and ready to tackle 'all what life has to offer' kind of woman. Always drawn to anything natural; Art, Literature,Culture and Lifestyle. KavDaily is a mix of different feels of life that we often find the need to quench our minds on. I'm always learning, trying, failing, dreaming big, enjoying but not worrying about the small stuff and above everything else, I embrace my imperfections because life's always better when you discover what you're really all about. I am a forward thinker and love creative thinking. I'll definitely be using this blog to organize my thoughts, feelings and views. Do try to keep up! ❤️ Dear potential advertisers, kavdaily accepts advertising from brands or services I love, see a synergy with, or would pay for myself. If you think I make a perfect match, please email me on my contact page or at


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